Built for Contractors.
Engineered by
Brokers.
ISOM Brokerage designs general liability, bonding, and workers' comp programs for contractors across the Tri-State Area — priced to win bids, structured to protect what you've built.
A Broker That Works the Way a General Contractor Does.
Every project has its own risk profile. So does every business we insure.
Tri-State Coverage
Headquartered in Long Island City, licensed across New York, New Jersey, and Connecticut. We know the local carriers, the local underwriting quirks, and the local bidding requirements — because we work them every day.
Engineered Risk Management
We don't sell off-the-shelf policies. We build a coverage structure around your loss history, your trades, and your bid pipeline — so you're not overpaying for coverage you don't need or underinsured for the risk you actually carry.
A Direct Line, Not a Call Center
Every client is assigned a dedicated broker who knows their business by name. When a certificate needs to move fast for a bid deadline, you're not waiting in a queue.
Same business day
Construction Insurance Isn't One Policy. It's a System.
"Construction insurance" isn't a single product — it's a category covering everything from general liability to bonding to workers' comp, and the right combination depends on your role on the project (owner, GC, or subcontractor), your entity type, and the operations you're covering.
Contractors bidding on larger projects are often contractually obligated to carry specific minimums — and the way that coverage is structured can be the difference between a competitive bid and a losing one.
See how coverage is priced →Six Core Programs. Built for Every Phase of a Project.
General Liability
The foundation every contract requires. Competitive rates for NYC-based crews.
Bonding
Bid, performance, payment, and license bonds — fast enough to hit your bid deadline.
Workers' Compensation
State-compliant coverage that protects your crew and your loss-run history.
Contractor Disability
Income protection when the job site is the reason you can't work.
Builders Risk
Coverage that follows the project — from foundation to final walkthrough.
OCP / Owner-Controlled
Single-policy programs for large-scale, multi-contractor projects.
No Matter the Trade, We Insure the Work.
From Application to Bound Coverage — Three Steps.
Apply
Fill out one short application. Tell us your trade, your revenue, and your current coverage — takes about five minutes.
We Match
We shop your risk across our carrier network and structure a program built around your actual exposure — not a generic package.
You're Covered
Review your options, sign, and receive your certificate — often the same day.
One Application. Every Carrier. One Advocate When You Need to File a Claim.
ISOM got our bonding sorted in days, not weeks. That turnaround is the reason we won the bid.— M. Torres, Electrical Contractor, Queens NY
Frequently Asked Questions
How fast can I get a certificate of insurance for a bid deadline?
+Do I need bonding and general liability, or just one?
+What information do I need to apply?
+Do you work with subcontractors, not just general contractors?
+What states do you cover?
+Let's Structure Your Coverage.
Tell us about your business — a broker will follow up within one business day with real options, not a form-letter quote.
Start Your Application Prefer to talk it through first? Call 718-530-1776