Professional Liability Insurance Built for Your Expertise
Protect your business when a client claims your professional services, advice, or work caused a financial loss. ISOM Brokerage helps consultants, agencies, technology firms, and other service providers secure Professional Liability Insurance—also known as Errors and Omissions Insurance (E&O)—structured around how they actually work.
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Professional Liability Protection — What It Can Cover
Professional Negligence
Protection for Professional Negligence Claims
Available coverage may help respond when a client alleges that your professional advice, judgment, or services failed to meet an expected standard and caused financial harm.
Errors & Omissions
Coverage for Errors, Omissions & Missed Duties
Coverage for errors and omissions may address covered allegations involving mistakes, inaccurate advice, overlooked details, misrepresentation, or failure to provide an agreed service.
Client Financial Loss
Support When Clients Allege Financial Loss
When a covered professional negligence claim leads to legal action, a policy may help with defense costs, settlements, or judgments, subject to its terms, limits, and exclusions.
Errors and Omissions Insurance for Professional Services
Professional Liability Insurance for small businesses helps protect the value of your expertise when a client challenges the quality, accuracy, or timeliness of your work. Whether you call it E&O Insurance, Professional Indemnity Insurance, or Professional Services Insurance, the goal is similar: help your firm respond to covered claims that professional services caused a client financial loss.
ISOM helps businesses in New York, New Jersey, Pennsylvania, Indiana, Connecticut, and Delaware compare options and build coverage around their contracts, clients, services, and risk profile.
Negligence Allegations
Coverage for certain claims alleging a failure to exercise reasonable professional care.
Mistakes in Professional Work
Protection when an error or overlooked detail in a covered service allegedly causes client financial loss.
Misrepresentation
May address certain covered allegations involving inaccurate statements about professional services or deliverables.
Failure to Perform
Coverage may respond when a client alleges your firm did not deliver the professional services it agreed to provide.
Defense, Settlements & Judgments
Depending on policy terms, coverage may help with defense costs and covered settlements or judgments.
Claims-Made Policy Guidance
ISOM helps explain retroactive dates, continuity, limits, deductibles, and reporting requirements that can affect protection.
Protect the Advice You Provide
- Inaccurate Advice
- Professional Negligence
- Misrepresentation
- Failure to Meet a Standard of Care
Protect the Work You Deliver
- Errors or Omissions
- Inadequate Work
- Missed Deadlines
- Failure to Provide Expected Services
Professional Liability vs. General Liability
- Professional Liability: Advice & Services
- General Liability: Bodily Injury
- General Liability: Property Damage
- Many Firms Benefit From Both
Professional Liability Coverage Built Around Your Practice
Protect your advice, deliverables, and client relationships with professional liability coverage aligned to your services, contracts, and potential claims.
Coverage Review
We review your services, contracts, client expectations, and current insurance to help identify potential professional liability gaps.
Industry-Focused Options
We pursue E&O coverage suited to consultants, technology providers, agencies, designers, and other professional-service firms.
Access to Multiple Markets
ISOM provides access to admitted and excess & surplus markets for a range of professional risk profiles.
Ongoing Policy Support
From placement through renewal and claims reporting questions, ISOM helps you manage coverage as your business evolves.
Protect Your Professional Reputation Before a Claim Happens
The right E&O policy begins with a clear understanding of what you promise clients, how your work is delivered, and where a mistake could create financial harm. ISOM helps professional-service businesses evaluate exposures and pursue coverage designed for covered negligence, errors, omissions, and related defense costs.